For whatever reason, you may only need car insurance for a very short period of time. Let’s say that your car is in the shop and your brother is letting you use his ’92 Chevy for a month. If this is the case, you should be looking for a 30 day car insurance policy. Find out why by reading the article below.
The Importance of Having a 30 Day Car Insurance Policy
If your brother is letting you borrow his ’92 Chevy for a month, it’s probably a good idea to get a 30 day insurance policy for yourself. You may ask yourself why you need insurance for driving a 20 year old car that your brother keeps in his garage year round. The reason is simple: Anything can happen to you while you’re on the road during that fateful month. You could get into a severe car accident that injures you and the people in the other car. Someone could crash into your brother’s parked car and drive away without leaving a note. How rude, you may think, mirroring the tag line of a beloved character on a 90’s family sitcom. But it does happen. If you didn’t have insurance, your brother has the right to sue you for the resulting damages.
Where to Find 30 Day Car Insurance Policies
You can find 30 day car insurance policies almost anywhere. Many insurance companies carry these types of policies. These types of coverage are usually called ‘short term covers’. Ask the company that insures your primary car if they offer this type of coverage. If they don’t, you can either look at other brick and mortar companies or you can go online. Yes, there are other things to do online than look at “questionable content”. There are even some insurance companies that specialize in short term cover policies. Many of these companies have a large presence on the Internet.
Compiling Quotes
Once you’ve decided that you’re going to need a 30 day car insurance policy (or your very smart brother demanded that you get one), the next thing on your to-do list is to start gathering car insurance quotes. You can do this easily by typing ’30 day car insurance” into Google, Yahoo!, Bing or any other search engine. You’ll get a wide range of companies and agents that are anxious to get your business. You can also get quotes from the national car insurance agencies like Progressive, AllState and State Farm online or ask an agent who does business with these companies and ask if they sell short term covers.
Getting a 30 day car insurance policy can be a very simple process. Yes, you’ll have to do some online research to get some quotes. But look at it this way: It’s a lot easier than explaining to your very irate brother why there’s a dent the size of a mastodon on the driver’s side of his Chevy.